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 Stay safe with the latest clinical findings & warningsmerchant account for nutraceutical website A high-risk merchant account is a type of bank account designed for businesses considered high-risk by financial institutions

A high-end reward card will charge a higher fee than a standard, no-rewards card. For Visa/Mastercard, the three-digit CVV number is printed on the. An hour later, you call the payment provider to find out what’s taking so long. 9% CAGR and an estimated $5 billion USD growth between 2016 and 2024 (up to $6. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. You have to meet your customer’s expectations by providing a way for. 1 2. 1. You don’t have to apply for a new one if you wish to use Stripe. Soar Payments: Best for. Of course, the large team will be there to assist you in completing the kit before sending it to the bank. Nutraceutical Merchant Account. Easy Pay Direct offers top tier merchant account services with outstanding customer support. You already know how profitable this industry can be since you’re operating in the market. High volume Nutra merchant accounts are our specialty. This is well over what Visa considers an excessive level of chargebacks. 55 billion this year and a projected CAGR of 9% for the next decade. A start up mineral nutraceutical business needs the ability to accept payments for online sales. Merchant accounts provide entrepreneurs and individuals alike the ability to generate revenue using their own website or preferred eCommerce solution. Affirm’s acquisition of Paybright is complete. The first step on your path to a new merchant account is starting the Easy Pay Direct application or if you would rather chat with someone to find out more, call us at (800) 805-4949 *. US and international companies are welcome to apply. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. MOTO - Mail Order Telephone Order. Take a look at the latest methods for processing credit and debit card payments, including. The U. Get protection from chargebacks with our. accounts for nutra businesses to be considered high risk by banks and regulatory bodies. Online payment processing is not limited to debit and credit cards anymore. Get a secure Nutraceutical. However, there are various high-risk merchant accounts that nutraceutical companies can apply for to process credit cards through their website and avoid expensive FDA studies. . Merchant Account for Nutraceutical Products. A high risk merchant account is a type of payment processing account for unique businesses. Nutraceuticals are considered a high-risk industry, which makes it more difficult to get merchant services at an affordable price. Underwriting Nutraceutical Merchant Accounts. Safeguarding your nutraceuticals' digital sales with best practices for secure payment processing ensures trust and reliability for your customers. QUESTION: WHO IS VANTIV?A: Vantiv is a leading, integrated payment processor. There are many risks that come with running a health and wellness business, but our high-risk merchant experts have 10+ years of experience empowering nutraceutical companies with the tools they need to find success in the industry. Easy Pay Direct has been amazing!Retail tobacco shops can generally find payment processing for their business with ease. accounts for nutra businesses to be considered high risk by banks and regulatory bodies. 10 per transaction. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. The merchant account acts as the middleman between the swiping of the card and the deposit of the money into a business account. Merchant Advantage’s Post Merchant Advantage 22 followers 1moIn his spare time, Cris enjoys cycling and doing crosswords. Merchants are expected to submit the following documents to kick-start their underwriting process: Valid government issued identity card. For high-risk merchants, credit card processing online can be a challenge because of their corporate location or the industry they are involved in. In today’s dynamic landscape of health and commerce, the convergence of NMN, nutraceuticals, and merchant payment processing is reshaping the way we approach wellness and business transactions. Advanced Mitochondrial. 3% for a debit card. Nutra has nothing to do with pharmaceuticals. International businesses selling their services and products within the US. We provide merchant account services for both low and high-risk businesses. 20% + $0. Merchants with businesses that require high risk credit card. The Best Payment Gateways of 2023. Getting StartedSolutions for International Gambling Merchants. This is important for all entrepreneurs, including those starting a nutraceuticals business. These products include dietary supplements, vitamins, and health-related products often sold online. Once a business hits a ratio of 0. However, many merchant account providers consider call centers to be high-risk businesses. The ability to integrate Easy Pay Direct with. Contact us today!Redefining Nutraceutical Business with Credit Card and Crypto Merchant Accounts I. Nutra products by definition include herbal tinctures, vitamins, dietary. Menu. Here are answers to some common questions about the Merchant Application process associated with Vantiv Payments for eCommerce. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. Professional Service. A nutraceutical merchant account is a custom-made bank account for businesses in the nutra space. Fast approval Peptide merchant accounts & credit card processing solutions for profitable peptide supplements,. You may need a rolling reserve account with a cap of up to 50% of the average monthly volume. This has led to explosive growth in vitamins, supplements and other products that are intended to help improve people’s health without drugs or surgery. In 2020, the nutraceutical market is projected to hit $91 billion, up from $58 billion just five years ago. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. Nutraceutical merchants won't have to worry. However,. By using them, you agree to these. Read More. Pos Systems. With the proper merchant account from the right provider, you'll be able to accept payment for your products without disruption. SeamlessChex can set your business up with a nutraceutical merchant account you can trust. In the fast paced world powered by technology, new health complications are surfacing everyday and leading to lifestyle diseases. If you offer free trials, negative. Like all of the best credit card processing companies, PayPal regularly features deals and incentives. Electronics. How to Avoid Having your Nutraceutical Merchant Account Closed & TMF? Moneck Payment Solutions. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. No more annoying chatbots, no more phone trees, just a real person ready to solve whatever merchant. Easy account setup; A lot less commitment than a direct merchant. . Nutra firms are not cookie-cutters, and one-size-fits. Our services are secure and reliable. Best Merchant Accounts for Petroleum Stations January 24, 2023. In addition, businesses generally see an increase in ordering and payment acceptance rates with the high risk gateway. Currently the. The typical per transaction range is $0. Nutraceutical products are normally classified as high-risk. This will assist in the simple acceptance of a nutraceutical merchant account. Experience Unmatched Payment Solutions. They occur because a company is at a higher risk for either fraud or chargebacks. Exploring the Link between Nutraceuticals Business Models and High-Risk Merchant Accounts The nutraceutical industry has experienced significant growth in…Merchant Account for Nutraceutical Products. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. After convincing people to buy dietary supplements and herbal products online, nutraceutical merchant accounts rely heavily on front-end payment gateway technology when accepting credit and debit cards for their sales. Integration Help. With regulations on payment processing getting more strict, you will need a solution you can rely on. An online or retail business can get started with a nutraceutical merchant account quickly and efficiently with EMB. Get a secure Nutraceutical Merchant Account with QuadraPay. Our payment gateway setup team will work with you regardless of the legal nutritional supplement you sell. Without a merchant account, you will not be able to accept payment via credit card or debit card. Even if you have been previously rejected by other credit card processors or have a bad credit score and. Attention Nutraceuticals Industry Professionals! 🌱 In the ever-evolving world of nutraceuticals, regulatory compliance plays a pivotal role in shaping…Follow these five simple strategies to get you in the best shape to get the supplement company merchant services you need. 378 Northlake Blvd #134. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. Once you access your Merchant Portal and provide some information about your business, our team will contact you with next steps. Vape and E-Cig Merchant Accounts. Nutra has nothing to do with pharmaceuticals. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. Contact. A merchant account is a type of bank account that allows businesses to accept payments via debit or credit accounts. When a business has a merchant account, it essentially acts as a temporary holder for settled credit or debit card transacted funds. The global outlook for nootropics is also impressive, with a 17. As previously mentioned, some common billing methods, such as continuity building, is risky. The most common merchant services companies are Square, Stripe, and Braintree. 08 per in-person transaction & int. Step 3: Choose a New MSP that Fits Your Needs. Resources; Have any Questions? Call us at (800) 621 - 4893; Are you an Agent? Get Started; Already a Member? Merchant Login Agent Login; Sign in. Explore how high-risk merchant accounts are transforming the nutraceutical industry. The MasterCard SecureCode is a 3D Secure program adopted by MasterCard for the security of its customers. We are experts at helping merchants adopt a holistic approach to their payment processing. And the best part – unlike ANY other merchant account provider we know of – we ACTUALLY have a 99% approval. You will have to wait for 3-5 days for your credit card processing account to be approved. The result is successful online nutraceutical operations with high- quality standards and performance. Today, more and more people are embracing holistic and natural forms of healthcare. Apply For a Merchant Account Since a huge percentage of nutraceutical sales are done online, you would need a reliable payment processing provider to help you take care of credit card purchases made on your website. TailoredPay also works with both small and large businesses across multiple industries and sectors. They also struggle to secure the financing they need to grow their business and cover costs. A retail nutraceutical merchant account is a type of supplements merchant account specifically designed to accept face-to-face payments from debits and credit cards. and Canadian shoppers. If you opt to use Square for online sales, you can expect to pay a higher rate of 2. 15% + $0. Third is vaping and e-cigarettes. If you run a stable nutraceutical company, this issue won't be a problem. Online merchant account is without a doubt very risky and has a high risk to chargeback and fraud so the best thing is to apply security tools to prevent such risks. B. Accept credit card payments online hassle-free. Our online gambling merchant account fees are industry-competitive and affordable, and the application process is free. If you sell vitamins, herbal products, or supplements, you will likely have to open a high-risk nutraceutical merchant account with your bank or payment processor. But then, without a merchant account, you will not be able to Accept Credit Card and debit card payments. Claim your card reader. You pay 2. Further projections have the U. A great adult payment solution has expertise in onboarding and maintaining accounts for your specific business model. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and. The nutraceutical industry is prone to chargebacks for a variety of reasons, causing merchant A business that accepts credit cards for goods or services. Easy Pay Direct offers Transaction Routing. Just because nutraceutical businesses are considered high risk doesn’t mean they should be subjected to high merchant account fees. Our CBD merchant services cover Cannabidiol, Hemp & CBD Oil considered high-risk merchants. Does. Besides, if you are a small business and want to compete with the big companies by selling. Hundreds Of Integrations In One. 404. And many buyers are savvy, they know exactly what they want. The diet and weight loss. Get approved for a nootropic, supplement and nutraceutical merchant account. VISA (8472) Monday, October 30, 2023 Agent Login; Merchant Login; Toggle navigation. 1. 9 billion. First Name. With technological advances, the payment services industry has evolved, with payment processors offering merchants new platforms to accept payments. Free application with no obligation. No other merchant can have the same MID as you within the entire network of your payment processing provider. In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for Nutra product sales. They may even offer guaranteed merchant account approval. High Risk. While these processors have reduced the acceptable business models, there have been banks emerged with a risk appetite. Let your experts show you how to obatin a high risk Nutraceutical merchant acount, lower the number of possible chargebacks you will incur, and also prevent unnecessary fraud. CARDZ3N exists to solve the critical issues facing our clients, both large and small. We can approve practically every business type, even if you have been turned down for payment processing. Despite the incredible growth potential, nutraceutical businesses are still treated as high-risk merchants by banks and payment processors. A payment gateway or merchant account for adult entertainment is a financial method by which you can process credit cards or other online payment transactions. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. In the event, if you are included in Nutraceutical deals, as you know that it can be hard to acquire merchant services for Nutra product sales. M. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. Merchant Account for Nutraceutical Products. It’s your merchant account home page, where you can view statements, see dispute, deposit account and see all your account details. Tus fichas podrán aparecer cuando los clientes busquen productos como el tuyo en la Búsqueda de. Flat-rate pricing. We provide Virtual Terminals to process transactions manually and special approvals needed in the high amount transactions. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and a merchant account that supports your needs. This allows us to detect any “red flags” beforehand, and ensures a complete application. TailoredPay also works with both small and. Our gateways have over 200 built-in integrations, including with the leading software and shopping carts used by nutra businesses. 3) Funds Go to the Non-Profit Merchant Account. High risk merchants who choose to process with instant approval companies may have their account shut down which can lead to lost revenue. We support all kinds of merchants, including those looking for nutraceutical or supplement merchant accounts. If you run a cash-only business, you can get away with not having a merchant account. The Advantages of a High Risk Merchant Account for Nutraceutic. High-risk merchant accounts sometimes come with challenges, including: Higher merchant fees. This means that merchants in high-risk industries have a better chance of getting approved for an account. Peptide Merchant Account. Safeguarding your nutraceuticals' digital sales with best practices for secure payment processing ensures trust and reliability for your customers from. Visa, Discover, Amex, Mastercard CC Processor. Currently, Europe, USA and Japan account for ˃90% of the total global nutraceutical market and the global market is supposed to reach $336 billion by. Apply for a merchant account. Call us today or apply for a merchant account now! Call Us On: 855-339-6004 | Follow Us On: Home; About us; Our Services. Contact us today at 1-877-296-3690 to. Preferential rates exclusive to Merchant Advice. Also known as a tobacco shops, many financial services companies have distanced themselves from the industry. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. Ideal for nutraceutical companies that need an. Because of this, we can increase your chance of merchant account approval and promise reliability over the long term. At PaymentCloud, we take great pride in. Streamline your business by utilizing our experience and latest tools. In Summary: The 8 Best Offshore Merchant Account Providers For Small Businesses. Below is information on how you can get approved for a high-risk merchant account, as well as what they’ll provide you with: See full list on tailoredpay. We offer fair, transparent pricing for high-risk merchants, starting from 1. An ACH (Automated Clearing House) merchant account is a type of bank account that enables businesses to accept electronic payments from their customers through the ACH network. You can filter the date range from 7 days to 30 days. These supplements have experienced problems due to their use as a muscle-building steroids. 🚀 Addressing Chargeback Fraud Networks in Nutraceuticals Business: Collaborative Solutions 🤝 🔊 Today, I would like to shed light on this issue and discuss…A nutraceutical industry merchant account from Zen Payments conforms with these stringent guidelines, giving you extra peace of mind. This has left numerous organizer or business owners. Nutraceuticals are the nourishing components (hybrid of nutrition and pharmaceuticals) that are biologically active and possess capability for maintaining optimal health and benefits. While the industry has operated without many regulations, the Federal Government has threatened to clamp down with online payments. The Trending Blogs. The weight loss and nutraceutical industries can only be more lucrative for you, if you know how to get it right. Vape and E-Cig Merchant Accounts. Travel Merchant Account. Skype: epay. Dharma Merchant Services: Best nonprofit credit card processor. 6% + 10 cents for every tap, dip, or card swipe that happens in person. Stay informed with our e-newsletter. Get the processing capacity you need to manage & grow your nutraceutical business. According to recent reports, the Indian nutraceuticals market will probably make to the tune of $10 billion come 2022. What this means for you, the nutraceutical business owner, is that the process to apply for a nutra high risk merchant account is longer and tougher. 02 billion (2023). Despite the fact that international drugs are 60 to 70 percent less expensive than drugs from the United States, Mastercard and Visa have formed an alliance with the Center for Safe Internet Pharmacies (CSIP) to stop the. We help business owners like you keep their focus on making money. Are you a nutraceutical business looking for smoothly efficient payment processing merchant accounts? You’ve come to the right place. This has created a significant demand for online credit card sales and nutraceutical merchant account services. Supplements and Health products - Continuity Sales - Trial Sales - Straight Sales. A Hold Back, also known as a reserve, is a pre-determined amount that is set on some types of merchant accounts. Fantasy Sports. Merchant accounts accept credit. The list of industries considered high risk is long and includes nutraceuticals, magazine subscription services, CBD, debt consolidation, multi-level marketing, travel, and many more. Touchsuite is located in Boca Raton, FL and is a payment processing and point of sale company that specializes in merchant accounts, point of sale systems, Grubbrr self-ordering kiosks. Getting a High Risk Merchant Account with HighRiskPay. Fantasy Sports. With decades of experience, our team is here to help. It’s basically an eCommerce list that warns other financial institutions. Step #5: Get Help From the High-Risk Merchant Services Experts. Specialties high risk merchant account, Low risk merchant account, Travel Merchant Account and Payment Processing, Mail Order Telephone Order (Moto) Merchant Account, Nutraceutical Merchant. See answers from our experts. Pricing for Nutraceutical Merchant Accounts. Get Your. At MID KINGZ, we specialize in securing merchant accounts for businesses of all sizes. Diversify your nutraceutical merchant accounts to mitigate risk. High-Risk Merchant Services for Nutraceuticals | National Merchants. Letter from bank. A high risk merchant account can provide you with the capability to create revenue utilizing your website or preferred eCommerce option. This is where Allied Payments comes in to help you with the entire application process, down to the integration of the right payment services. We will also give you a few tips on how to choose. With a suitable payment processor, you can confidently promote your Nutra products, services, and subscriptions. At a compounded rate of 21% per annum, this dream will most likely come true. Major banks view sectors like CBD, nutraceuticals, and cryptocurrency as too risky for standard merchant services. A nutraceutical merchant account is a custom-made bank account for businesses in the nutra space. We offer our vast array of skills and knowledge to help ensure that nutraceutical merchants and their companies are treated. We take a consultative approach to analyze your situation and determine the best options for your merchant account. High Risk Pay offers high-risk merchant accounts and payment gateway solutions to businesses from all verticals. Nutraceutical Merchant Accounts 2018. The names generated are examples only and may be used by other businesses or subject to third-party rights. - Your Seed Bank Merchant Account Experts. DigiPay’s expanded network of banking relationships accepts the nutraceutical business category and provides competitive rates, terms and conditions. $15 monthly fee ($12 for nonprofits) Interchange + 0. A head shop merchant account is a payment processing account set up exclusively for head shops. Our tailored approach ensures a seamless integration into your existing systems, allowing you to focus on what matters most: growing your business. Merchant accounts provide entrepreneurs and individuals alike the ability to generate revenue using their own website or preferred eCommerce solution. A merchant account is a type of bank account that allows businesses to accept payments by debit or credit cards. Power Your Business With Nutraceutical Merchant Accounts and Payments From Scalesafe Payments — Easy, Reliable, and Secure. DirectPayNet has established an impressive reputation for delivering high-risk nutraceutical merchant account solutions in this commercial industry. This gives processors time to develop a customer risk profile by evaluating payment flows, average ticket sizes, processing levels and chargeback ratios. Fees that PayFasto will charge depend on factors like processing history, method of sales, destination countries, volume of sales, and products. 50. We accept merchants all over the world. A Merchant ID number (MID), is a unique code assigned to a merchant by their payment processor. Contact; ContactCredit Card Processing For Nutraceuticals – Binary Gateways Select Category Accept Credit Card (1) ACH Payments (1) Adult (3) Business Planning (5) Business Tips (2) Card-not-Present (2) Credit Card Processing (10) E-commerce (1) High Risk Business (1) Merchant Account (10) Merchant Services (1) Payment Gateway (2). Chargeback Mitigation. Nutraceutical Merchant Accounts; Pharmacy Merchant Accounts; Ticket Brokers; Travel Agency Merchant Accounts; All High Risk Merchant Accounts (877) 441-6801; Apply Today! Back First Card Payments > Uncategorized > How to Start an Online Nutraceuticals Business. The weight loss and nutraceutical industries can only be more lucrative for you, if you know how to get it right. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. the cardholder’s bank) sends the funds directly following the transaction to the merchant account, which then deposits the funds into your business account of choice. A merchant account is a specific type of bank account that allows merchants to accept payments. Accounting for over $60billion in annual revenue, the nutraceutical market is expected to surpass $100billion by 2024. 1-800-621-4893. com’s expert team can help you receive a merchant account for your online, shopping cart, recurring billing or free trial nutraceutical business in as little as 24 hours. NACHA , which operates the vast ACH network within the United States, doesn’t set the interchange fees associated with ACH payments. We offer: Retail Payments: We can help you process all types of retail payments, including credit cards, debit cards, and electronic checks. Con una cuenta de Merchant Center, puedes añadir tus productos en Google de forma gratuita. Without this business account, which actually works more like a line of credit, a merchant cannot accept and process credit and debit card transactions. Security: Shopify Pay includes fraud detection and prevention tools to help keep transaction data safe. If you produce any of your nutraceutical inventory yourself, then your payment processor will probably request that you obtain GMP certification. Our payment gateway services give you access to information regarding your merchant account solutions. Services. For any E-commerce site, to accept payment by multiple means you need a proper payment gateway and. Take aggregation, for example. Depending on the business’ industry, the history of the business or its owner, these can affect a merchant requires a high-risk merchant account in order to operate. Underwriters analyze the application file to calculate the probability of handling payments for nutraceutical. And most importantly, apply for an offshore merchant account. With a supplement/nutraceutical merchant account from BankCard USA, you don’t have to settle for exorbitant processing rates, hidden fees and slow equipment. SecureGlobalPay can assist with High-Risk Merchant Accounts for Nutra, Diet Programs, Weight Loss Supplements, and all Nutraceutical Related Businesses. 9% + 30 cents for cards or 1% with a minimum $1 per transaction for ACH bank transfers (invoices only), and 3. We at EMB are here to help you, via email, phone, or live internet chat. There are many companies out there in the market providing Nutra payment gateway and nutraceutical merchant account. Without a merchant account, you will not be able to accept payment via credit card or debit card. Questions? (888) 225-9405 Types Of Nutraceuticals Merchant Accounts Soar Payments offers a full spectrum of merchant accounts to nutra, vitamin, and other health. Unfortunately, many credit card processors do not want to work with nutraceuticals businesses. The United States has the largest number of nutraceutical. Advanced Nerve Support. Underwriting Nutraceutical Merchant Accounts. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0-6. So – yes, you do need a merchant account to process payments but you will become a sub-merchant of Stripe’s. These transactions are ideal because the customer is present at the time of sale. They’re so well-established in fact that they work with over 60,000 merchants. Nutraceutical businesses are classified as high-risk, which makes them ineligible for merchant accounts at numerous sponsoring banks. Merchants that are operating high-risk businesses online will also need to use the services of a payment gateway to accept bank card information from customers. 11 per online transaction w/ discounts for nonprofits & high-volume businesses. USA. Our key services include: Payment Gateway Integration: Seamlessly integrate payment gateways into websites or applications for secure and convenient online transactions. What takes seconds online involves many steps behind the scenes. This is where you will log in to your control panel. Multiple Merchant Accounts. Our dedicated team will guide you through the account setup process, ensuring a seamless onboarding experience. $35/month. Easy to find contact information on the Website, receipt, and packing slips. An appropriate label of contents is a must. Weight Loss Programs. 818. Nutraceutical businesses can get fast approvals for high risk payment solutions with Revitpay. When you’re ready, you can. White glove service so you can focus on what matters. M. Shopify: Best for. Advanced Memory Formula. Supported industries: Adult services, CBD, online dating, vape sales. If Businesses with a merchant account at a traditional bank that experience excessive chargebacks or a high chargeback ratio can have their accounts closed. Never be tied into one provider ever again. Websites obviously can’t take cash, so in order to make money, you have to create a merchant account that allows you to take credit cards, ACH payments, check, or other online. This has led to a vastly increased demand for nutrients, herbal products, organic foods, and. Nutraceutical products (commonly known as Nutra products) have formed a billion dollar market. This is true whether you sell digital goods online or physical items in-store. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary. Vector Payments is the best payment processor for your nutraceutical and supplement business because we provide you with the resources and support you need to succeed.